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One from American Express®
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Apply online for the
One from American Express® Application
credit card from American Express®. This is the best credit card for people who won't settle for anything less. Click on the Apply Now button below to fill out an easy and secure online application!
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One from American Express®
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One from American Express® |
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- Get $50 after your first purchase
- No Pre-Set Spending Limit*
- Earn a competitive Annual Percentage Yield (APY), currently 2.75% (variable rate as of 4/15/2008).
- Never pay interest on new purchases
- The Savings Accelerator(SM) Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name
- No annual fee for the first year - A $35 savings
- Express Approval. Get a decision in less than 60 seconds.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
As Low as 10.99%* |
$35* |
Good |
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One from American Express® Application
Every dollar spent can be money saved and interest earned.
The American Express One® Card offers an altogether different way to save for your future. Your Card comes linked to a competitive FDIC-insured High-Yield Savings Account. And with the Savings Accelerator Plan, a full 1% of all your eligible purchases will be deposited into this Savings Account at American Express Bank, FSB. It's automatically set up for you when you activate your Card. Plus you'll get $50 to jump – start your savings after your first purchase. 1 2
Carry a balance without paying interest on new purchases
Unlike most cards, the American Express One® Card offers a feature called Interest Protection. With it, you can pay your bill in full at the end of the month or pay over time – but you never pay interest on new purchases. So – by choosing to pay with the American Express One® Card – not only are you free to carry a balance for last month's vacation, you can also avoid paying interest on this week's groceries.
No pre-set spending limit
One from American Express has no pre-set spending limit which gives you purchasing power that adjusts with your use of the Card. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit record, and financial resources known to us. 3
Manage Your Card Account Online
You can view up-to-date billing information online, including transactions, charges, payments and aspects of your Card account – anytime, anywhere.
Get fee-free Additional Cards
To help your savings grow faster, you can request complimentary Additional Cards for others who are important to you. Every eligible purchase made with those Additional Cards can add to your High-Yield Savings. 4
Buyer's Assurance Plan
With the Buyer's Assurance Plan, you can shop worry-free knowing that the terms of the original manufacturer's warranty will be matched up to one additional year, on warranties of five years or less that are eligible in the U.S. 5
Fraud Protection Guarantee
Use the American Express Card online or off, and you won't be held responsible for any unauthorized charges. Period. No fine print, no deductible-just pure protection, so you can shop with confidence.
Return Protection Plan
If you try to return a designated item within 90 days from the date of purchase and the merchant won't take it back, American Express will refund the full purchase price, up to $300 per item, excluding shipping and handling and up to a maximum of $1,000 annually per Card Account 6
Purchase Protection Plan
Shop with confidence and the Purchase Protection Plan, which protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase. 7
Car Rental Loss and Damage Insurance
Relax and enjoy the ride when you use your eligible Card to reserve and pay for an auto rental! The Car Rental Loss and Damage Insurance Plan provides coverage for theft of or damage to most rental vehicles. Simply decline the collision damage waiver (CDW) or similar option offered by the Commercial Car Rental Company. This coverage is excess to your other sources of insurance. Coverage applies for the first 30 days of an auto rental if rented from a Car Rental Company. Just call 1-800-338-1670 for more information and eligibility requirements. 8
Emergency Card Replacement
Enjoy the security and convenience of access to Emergency Card Replacement services by calling 1-800-964-8542.
Global Assist® Hotline
Whenever you travel more than 100 miles from home, you have security and peace of mind 24/7 with medical, legal, financial or other emergency assistance, including medical and legal referrals, visa/passport help, cash access, lost luggage and more. 9
Travel Accident Insurance
Travel Accident Insurance* provides up to $100,000 in accidental death and dismemberment insurance while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter, or bus) when the entire fare has been charged to the Card. 10
1 Cash and cash equivalent transactions (including American Express® Travelers Cheques and American Express Gift Cheques), finance charges, fees, returned goods or services, and account adjustments are not eligible.
2 Your bonus contribution will be deposited into the High-Yield Savings Account approximately 5-8 weeks after the first purchase transaction.
3 Purchases are approved based on a variety of factors including account history, credit record, and personal resources.
4 The Additional Cardmember must be 18 or older, and must never have had a defaulted account with American Express.
5 Buyer's Assurance Plan is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 and is subject to change with notice. This document does not supplement or replace the Policy.
6 Coverage is limited to $300 per item, excluding shipping and handling, and up to a maximum of $1,000 annually per Card Account and is subject to additional Terms, Conditions and Exclusions.
7 Purchase Protection Plan is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951 and is subject to change with notice. This document does not supplement or replace the Policy.
8 Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AXO925 and is subject to change with notice. This document does not supplement or replace the Policy.
9 While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.
10 Travel Accident Insurance is underwritten by AMEX Assurance Company, Administrative Office, De Pere, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0948 and is subject to change with notice. This document does not supplement or replace the Policy.
One from American Express® Application
One from American Express® Review
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