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The Gold Card from American Express OPEN(SM)
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Apply online for the
The Gold Card from American Express OPEN(SM) Application
credit card from American Express®. This is the best credit card for people who won't settle for anything less. Click on the Apply Now button below to fill out an easy and secure online application!
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The Gold Card from American Express OPEN(SM)
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The Gold Card from American Express OPEN(SM) |


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- Business ownership has become more rewarding
- Earn up to 40,000 bonus points in your first year - enough for one domestic round-trip airline ticket plus other business supplies.
- Points have no expiration date
- No limit to the number of Membership Rewards® points you can earn
- No annual fee for the first year - a savings of $125
- No pre-set spending limit* and no finance charges
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Automatic Complimentary enrollment in the Membership Rewards® program
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| ** |
N/A* |
N/A%* |
$125* |
Good |
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The Gold Card from American Express OPEN(SM) Application
*With one point for virtually every dollar you spend, plus the extra points you earn when you reach certain milestones as a Cardmember, you could earn up to 100,000 bonus points or more in your first year1:
5,000 bonus points on your first purchase2
5,000 bonus points when you spend $20,000 each year of Cardmembership
20,000 bonus points when you spend $50,000 each year of Cardmembership
10,000 bonus points for your first year renewal
60,000 points earned for $5,000 monthly average spending
Spend more and you'll earn even more. Unlike many rewards programs, we put no limit on the points you can earn, and points have no expiration dates. You can redeem points for top-tier rewards quickly — travel, office equipment, entertainment events, high-end merchandise — or build them up over several years if you prefer.
OPEN® the small business team at American Express is all about small business. It provides you the resources to help you run your business, including:
Financing
No preset spending limit* or finance charges, plus an extended payment option.
OPEN Savings ®
Ongoing savings with FedEx, Delta®, Hertz®, Hyatt Hotels and Resorts® and more just by using your Business Card. The savings will automatically appear on your statement, and the savings are in addition to other discounts your business may already receive.
Additional Cards
Give your employees Additional Cards to help you consolidate and control business spending, earn reward points faster and enjoy even more savings on business purchases.
Online management
Manage your account with Summary of Accounts and track charges with Expense Management Reports.
Community
Chat, pose questions, get insights from other small business owners, and attract new business.
Advice
Ask an expert a question, use an online tool, and read articles by other business owners.
The Business Gold Rewards Card comes with the very best Card protection and services to make it easier for you to concentrate on running your business.
Insurance protection
Protects you with comprehensive insurance coverage for your purchases and added peace of mind when you travel.
Emergency services
Assists you with emergency card replacement, check-cashing, and hotel check-in.
Roadside Assistance
Emergency towing, flat tire repair, battery boost, fuel delivery or emergency lock out service, at no cost to you (similar to AAA).
Customer service
Provides help 24 hours a day, 7 days a week.
Receive a Decision in Less than 60 seconds.
OPEN Savings®: Payment must be made with an American Express® Business Card at the time of purchase. Savings will be credited to your American Express Business Card billing statement. All savings referenced are in addition to any offers made by participating companies. Participation and offers are subject to change without notice. Terms and conditions apply.
For more information, please visit opensavings.com.
1Please refer to the terms, conditions and disclosures for additional details regarding the Membership Rewards program and the bonus point awards.
2This is a welcome bonus for new Card applicants only. If you transfer an existing account to Business Gold Rewards, you do not receive this welcome bonus.You do receive the additional bonus points at spending milestones and at first year renewal.
The Gold Card from American Express OPEN(SM) Application
The Gold Card from American Express OPEN(SM) Review
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